SVETLANA NECHETSKAYA
Chicago, Illinois, USA, snechetskaya@hotmail.com

- 7 years strong banking experience as a credit analyst.
- Strength in identifying, analyzing and solving problems.
- Practical experience controlling and coordinating all credit granting and processing. operations
   in a large branch network.
- Excellent working relations with customers and colleagues.
- Highly computer literate (Microsoft Word, Excel).

Russian accounting for credit analysis
Arthur Andersen Center of Professional Education, Russia

Management of credit risks and financial
Moscow International School of Finance and Banking, Russia

BA in Credit and Finance
Moscow Financial Academy, Russia

Budget accounting
Moscow Correspondence Financial College, Russia

Senior Credit Analyst of Regional Business Department
Menatep-St. Petersburg Bank, Moscow Branch, Moscow, Russia

- Coordinating and controlled credit in 57 branches of the bank.
- Weekly consideration and financial analysis prior to ten incoming credit applications of branch
   customers or ready memoranda of branch credit analysts to the sum from $ 10 000 to 250 000 each one.
- Matched incoming credit applications to the credit policy of the bank.
- Analyzed financial stability of bank customers and provided security control.
- Monitored credit portfolio of the branches to the sum from $ 150 million.
- Created policy and procedure manual.
- Prepared and analyzed documents for the credit committee.

Senior Specialist of Special Credits Section of Regional Business Department
Menatep Bank, Moscow, Russia

- Coordinated and controlled credit of 38 branches of the bank.
- Monitored credit portfolio and prepared credit reports.
- Created policy and procedure manual and trained credit specialists from bank branches.
- Analyzed financial stability of bank customers and prepared documents for the credit committee.

Credit Analyst of Credit department
Trust Investbank, Moscow, Russia

- Received credit applications, defined credit conditions, and conducted corresponding negotiations with clients.
- Analyzed client's financial stability and created presentations to the credit committee.
- Wrote all credit documentation and contracts, managed overdrafts, and monitored credit.
- Prepared summary reports on credit portfolio for senior management.
- I also was responsible for inter-bank crediting, back-office credit operations and correspondence relations.

Chief Accountant
Sovintekhna Ltd, Moscow, Russia

- Received credit applications, defined credit conditions, and conducted corresponding negotiations with clients.
- I was responsible for all bookkeeping operations.